My name is Vanessa. I live in the Bay Area . I wanted to create a blog where I can write out my progress in paying off my debt, possibly help others out there in the blog world who are struggling with the dreaded debt cloud over them like many out in our world. If this helps one person I will be pleased. I found that the debt blogs I follow have helped me see that I am not the only one with debt and feelings of barely breathing month to month.